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Dog Cover
How to Claim
Content Hub
About
Contact

Apply now My Account

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From nasty stings to sizzling sidewalks, we decode common hazards dogs face.

Latest Articles

Accident-Only Dog Insurance vs Comprehensive: Which Wins?

Accident Insurance

Accident-Only Dog Insurance vs Comprehensive: Which Wins?

Accident-only dog insurance covers sudden injuries such as falls or swallowed objects, not illness. Ruff'n'Tumble offers flat-fee cover for any dog, any ag...

Accident Pet Insurance Explained

Accident Insurance

Accident Pet Insurance Explained

Is accident-only pet insurance worth it? Learn how Ruff'n'Tumble helps cover unexpected vet bills from accidents with simple, affordable dog insurance.

The Ruff’n’Tumble Difference

The Ruff’n’Tumble Difference

Accident-only dog insurance covers sudden injuries like falls, swallowed objects and tick paralysis, with one flat monthly fee and no breed or age loading.

Any Dog.

Any Breed.

Any Age.

Just $40 a month

Previous Articles

Why you need dog insurance

Why you need dog insurance

Dogs do dumb things, and that's why you need dog insurance: cover for sudden accidents like swallowed toys, falls and vet bills that add up fast.

Rat bait doesn’t just kill rats

Rat bait doesn’t just kill rats

Rat bait poisoning in dogs causes internal bleeding that can take days to appear, so prompt veterinary care after any suspected ingestion matters most.

Is your dog ready for winter?

Is your dog ready for winter?

Winter dog care covers lethargy, appetite changes and slippery paths, with indoor games, better food choices and accident cover for clumsy moments.

The deadly reality of snake bites

The deadly reality of snake bites

Snake bites in dogs can turn deadly within minutes, with risk peaking each spring and summer. Know the symptoms, prevention steps and treatment costs.

Ticks, leeches and other bloodsucking parasites

Ticks, leeches and other bloodsucking parasites

Ticks don’t pack up and leave just because the weather gets cool. Do you know how to check your dog for ticks?

A guide to plant toxicity

A guide to plant toxicity

The potential hazards of toxic plants on your pet’s health is enormous. Do you know what to look out for?

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Level 1, 465 Victoria Avenue,
Chatswood, NSW 2067

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Ruff'n'Tumble policies are issued by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183, and promoted and distributed by PetSure’s authorised representative (AR) Luna Pet Health Pty Ltd ABN 15 693 087 722, AR 1319575.

Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs. Please consider the Product Disclosure Statement (PDS) to ensure this product meets your needs before purchasing or choosing to continue with this product. PDS and TMD available at www.ruffntumble.com.au.

All information and pricing accurate as at April 2026 and is subject to change.

#The gap is the difference between the vet’s invoice and the eligible claim benefit under your pet insurance policy. GapOnly® is a trademark owned by PetSure (Australia) Pty Ltd ABN 95 075 949 923, AFSL 420183. GapOnly® is available on eligible claims at participating vets with a pet insurance policy from a GapOnly® pet insurance partner. Find your nearest GapOnly® Vet at: gaponly.com.au.

*Promo Code Terms & Conditions: Offer commences on 1 July 2026 at 12:00am AEST and ends on 30 June 2027 at 11:59pm AEST (Offer Period). The Offer applies to the first month of cover only, from the selected policy commencement date. Eligible customers will not be charged any premium for the initial one-month policy period, with the Offer applied to the premium at the time of purchase. If the policy renews, the applicable monthly premium will be charged from the first month of the renewed policy period, unless the policy is cancelled in accordance with the policy terms and conditions. The promo code DOGLOVERS must be entered online by the customer at the time of purchase for this Offer to apply. The Offer applies to new Ruff ‘n’ Tumble Mishap Insurance policies only and is limited to one Offer per customer for one eligible policy. The Offer cannot be used in conjunction with any other offer unless stated otherwise. The Offer is available online only. No refund or credit is payable if the policy is cancelled during the first month of cover. Ruff ‘n’ Tumble reserves the right to withdraw, vary, or extend the Offer at any time, without notice. Eligibility criteria, exclusions, waiting periods and excesses apply—refer to the Product Disclosure Statement. Policies are issued by PetSure (Australia) Pty Ltd.