ryandk_12956_dog_jumping_labrador_puppy_shocked_face_big_eyes_-_ac10fe03-7f79-4e39-b45b-70919eb9dc17 1

Accident insurance for dogs who think gravity is optional.

Accident insurance provides cover when your dog does something dumb. Just $40 per month. Just in case.

Accidents cost more than you think.  

When your dog takes a tumble or swallows that bone, the vet bills can leave you reeling. But not with Ruff ‘n’ Tumble. Accident-only insurance means for just $40 per month and a $500 excess, your dog can be on the road to recovery faster than they can fall down the stairs. Again.

Start or stop anytime. Waiting periods reapply.

45%
Nearly half of all dogs required vet treatment for an accident last year*
*2025 PetSure paid claims data for accident-only policies

Accidents don’t discriminate
and neither do we.

rnt_whats-in_v2

What counts as an accident?

One sudden, unexpected and unintended event that causes physical injury or harm to your pet.

For $40 per month, we cover the dumb things dogs do and  the smart things they need afterwards. For only $500 excess per accident, we’re with your dog all the way from the scene of the crime to the recovery room.

Motor vehicle incidents
Injuries from rough play
Falls
Snake bites
Cuts
Toxicity
Swallowing foreign objects
Emergency vet visits
Tests and diagnostics (blood, x-rays, scans)
Treatment and procedures
Surgery
Hospital stays
Medication
Follow-up care
Exclusions Apply
rnt_whats-out_v2

If they’ve already got it,
we don’t cover it.

We insure dumbness, not illness. What we don’t cover : 

Common health conditions such as:

Cancer
Diabetes
Arthritis
Allergies
and infectious disease
Plus routine care including:
 
Vaccinations
Wellness checks
and dental cleans

Fetching some answers

Cover the dumb things dogs do