• Accident insurance.
    Just $40 per month.
    Any dog, any breed, any age.

    First month of cover on us. T&Cs apply *.
    Use promo code: DOGLOVERS at checkout

We’re Ruff ‘n’ Tumble.

Accident only dog insurance that covers the unexpected (including ticks)
For just $40 per month, you can worry less about big bills when your dog swallows the squeaky toy or has a run in with a paralysis tick.
Any mishap, any dog, any age, any breed – one low-cost monthly fee.
No lock-in contracts
No annual claim limit
No dramas
And we’re backed by PetSure, Australia’s largest pet insurance company, so when we say you’re covered, you’re covered.

Why choose us?

Accidents don’t wait for your vet bill savings jar to fill up.

The average treatment cost* in 2025 for a paralysis tick is $3,484
The highest treatment cost* for a paralysis tick in 2025 was $59,147
Easier to budget a single monthly payment than an unexpected vet bill. 
Backed by PetSure, Australia’s largest pet insurer.
 
*Based on 2025 PetSure claims data as at March 2026

 

Some mishaps we cover

🤕Falls  🚗Motor vehicle incidents   🍫Toxicity   🐍Snake bites   👟Swallowing foreign objects   👾Tick paralysis

Get covered with Ruff ’n’ Tumble

Any mishap. Any dog. Any age. Any breed.

$40 per month

No lock-in contracts • No annual claim limit • No dramas

Backed by PetSure, Australia’s largest pet insurer.

What is accident-only pet insurance?

Accident insurance narrows the cover to eligible injuries caused by sudden, unexpected accidents. It is a simpler, lower-cost option because it does not cover illnesses.

Feature Accident
Only Insurance
Comprehensive Insurance
Eligible accidental injuries
Sudden, unexpected injuries
Eligible illnesses
Cancer, diabetes, arthritis
Lower-cost entry point
Optional routine-care benefits
Price unaffected by age or breed
No increase as pets age
No age limit for older pets

Meet our family

Here are some of our happiest clients. Loved by you, covered by us. 

Flash
Jersey
Missy

What dog accidents actually cost

You may think foolish dog behaviour won’t break the bank, but accidents can quickly escalate.

Check out PetSure’s top accident claims for 2025:

Condition Cause Max Cost
Tick paralysis Tick exposure at park or grassed areas $59,000
Ingestion Swallowed toys, food or foreign objects $28,000
Fracture Falls, collisions or rough play indoors $27,000
Poison Chocolate, grapes, vermin bait or household chemicals $23,000
Cruciate ligament Sudden twist while running or chasing a ball $18,000
Heat stroke Overexertion on hot days $13,000
Insect bite Bee or wasp sting at park or in the garden $13,000
*Figures based on 2025 PetSure claims data
iStock-1187440590 1
  • FURRR
    FACTS

    >$6,770

    Top 10% of tick paralysis cases claim over this amount

    *PetSure claims data 2025

  • FURRR
    FACTS

    $59,147

    Rusty's owners made the top tick paralysis claim in 2025. Bark that!

    *PetSure claims data 2025

  • FURRR
    FACTS

    $2,984,817

    total claims paid in 2025 for tick paralysis treatment.

    *PetSure claims data 2025

  • FURRR
    FACTS

    871 pets affected

    Tick paralysis isn’t rare — and it’s already costing millions every year.

    *PetSure claims data 2025

Mishap stories

  • BAXTER SWALLOWED
A CORN COB

    Testing
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  • We were always worried about snakes

    AdobeStock_310462459 1
  • Missed it by that much

    gettyimages-509119713-612x612 3
  • Bones aren’t always a dog’s best friend

    gettyimages-509119713-612x612 3

Fetching some answers

Cover the dumb things dogs do

Ruff’n’Tumble is for dogs. If you have a cat, check out 9 Lives Accident Cover