Accident insurance.
Just $40 per month.
Any breed, any age.
First month of cover on us. T&Cs apply *.
Use promo code: DOGLOVERS at checkout
First month of cover on us. T&Cs apply *.
Use promo code: DOGLOVERS at checkout
Just $40 a month. Any Dog. Any Breed. Any Age.
Accident-only dog insurance. Just $40 a month.
They fear nothing. You fear big bills. And accidents don’t wait for your vet bill savings jar to fill up.
You may think foolish dog behaviour won’t break the bank, but accidents can quickly escalate.
Check out PetSure’s top accident claims for 2025:
| Condition | Cause | Max Cost |
|---|---|---|
| Tick paralysis | Tick exposure at park or grassed areas | $59,000 |
| Ingestion | Swallowed toys, food or foreign objects | $28,000 |
| Fracture | Falls, collisions or rough play indoors | $27,000 |
| Poison | Chocolate, grapes, vermin bait or household chemicals | $23,000 |
| Cruciate ligament | Sudden twist while running or chasing a ball | $18,000 |
| Heat stroke | Overexertion on hot days | $13,000 |
| Insect bite | Bee or wasp sting at park or in the garden | $13,000 |
Top 10% of tick paralysis cases claim over this amount
*PetSure claims data 2025
Rusty's owners made the top tick paralysis claim in 2025. Bark that!
*PetSure claims data 2025
total claims paid in 2025 for tick paralysis treatment.
*PetSure claims data 2025
Tick paralysis isn’t rare — and it’s already costing millions every year.
*PetSure claims data 2025
An accidental injury refers to physical harm or an injury to your pet that results from:
An accidental injury excludes any physical harm resulting from any illness.
Common examples of accidental injuries include motor vehicle incidents, injuries caused by another animal including rough play, falls, snake bites, cuts, toxicity, or swallowing an object that requires removal.
Means a condition that first existed or occurred:
A pre-existing condition also includes a related condition of a pre-existing condition.
Some general exclusions include: behavioural conditions, dental, medicated baths and shampoos, accessories, desexing, elective treatments, training, preventative case e.g. vaccines. See PDS for a full list of exclusions.
Offer commences on 16 May 2026 at 12:00am AEST and ends on 30 June 2027 at 11:59pm AEST (Offer Period). The Offer provides eligible customers with one (1) month of insurance policy cover when a new Ruff ‘n’ Tumble Mishap Insurance policy is purchased during the Offer Period (Offer).
The Offer applies to the first month of cover only, from the selected policy commencement date. No premium will be charged for the first month of cover. From the second month onwards, premiums will be charged at the applicable monthly rate unless the policy is cancelled in accordance with the policy terms and conditions.
The DOGLOVERS26 promo code must be entered during the application for this Offer to apply.
The Offer applies to new Ruff ‘n’ Tumble Mishap Insurance policies only, is limited to one Offer per policy, and cannot be used in conjunction with any other offer unless stated otherwise.
The Offer will cease if the policy is cancelled during the first month of cover. Ruff ‘n’ Tumble reserves the right to withdraw, vary, or extend the Offer at any time. Eligibility criteria, exclusions, waiting periods, excesses, and benefit limits apply—refer to the PDS at ruffntumble.com.au. Policies are issued by PetSure (Australia) Pty Ltd.
Offer commences on 1 July 2026 at 12:00am AEST and ends on 30 June 2027 at 11:59pm AEST (Offer Period). The Offer provides eligible customers with one (1) month of insurance policy cover when a new Ruff ‘n’ Tumble Mishap Insurance policy is purchased during the Offer Period (Offer).
The Offer applies to the first month of cover only, from the selected policy commencement date. No premium will be charged for the first month of cover. From the second month onwards, premiums will be charged at the applicable monthly rate unless the policy is cancelled in accordance with the policy terms and conditions.
The DOGLOVERS promo code must be entered during the application for this Offer to apply.
The Offer applies to new Ruff ‘n’ Tumble Mishap Insurance policies only, is limited to one Offer per policy, and cannot be used in conjunction with any other offer unless stated otherwise.
The Offer will cease if the policy is cancelled during the first month of cover. Ruff ‘n’ Tumble reserves the right to withdraw, vary, or extend the Offer at any time. Eligibility criteria, exclusions, waiting periods, excesses, and benefit limits apply—refer to the PDS at ruffntumble.com.au. Policies are issued by PetSure (Australia) Pty Ltd.
Offer commences on 1 August 2026 at 12:00am AET and ends on 31 October 2026 at 11:59pm AET (Offer Period). Offer provides new customers with two consecutive policy periods (equivalent to two months of cover) free of charge when they purchase a new Ruff ‘n’ Tumble Mishap Insurance policy online during the Offer Period (Offer). Offer only applies to the first two policy periods from the initial policy commencement date. Eligible customers will not be charged a premium for the first two policy periods. The Offer will be applied to the premium at the time of purchase and to the premium on the first policy renewal. Premium payments will commence from the third policy period (month 3), provided the policy continues to be renewed and is not cancelled in accordance with the policy terms and conditions. Promo code RNT2MF must be entered online by the customer at the time of purchase for this Offer to apply. Offer applies to new Ruff ‘n’ Tumble Mishap Insurance policies only and is limited to one redemption of the Offer per customer during the Offer Period. Offer cannot be used in conjunction with any other offer unless stated otherwise. Offer is available online only. No refund or credit is payable if the policy is cancelled during the first two policy periods. Ruff ‘n’ Tumble reserves the right to withdraw, vary, or extend the Offer at any time, without notice. Eligibility criteria, exclusions, waiting periods and excesses apply—refer to the PDS at www.ruffntumble.com.au. Policies are issued by PetSure (Australia) Pty Ltd.
Policy Cover Summary: