• Cover the dumb things dogs do with 1 easy monthly subscription.

    Just $40 a month. Any Dog. Any Breed. Any Age.

  • BARK ME 2

    Just $40 a month.
    Any Dog.
    Any Breed.
    Any Age.

  • Cover mishaps with 1 easy monthly subscription.

    Just $40 a month. Any Dog. Any Breed. Any Age.

For any twist, tumble or mishap.

What's in

We cover the dumb things dogs do.

When they run into trouble, or trouble runs into them.
When the pug chews the power plug or the beagle ends up spread eagle.
Sudden accidents or “Bark me!” mishaps that you and your dog didn’t see coming.

Exclusions apply.

WHAT’S
OUT

We insure dumbness, not illness.

Illness of any description. Ruff ‘n’ Tumble is mishap/accidents protection only.
If they’ve already got it, caught it or are developing it, we don’t cover it.
Common health conditions like allergies, arthritis, cancer, diabetes, and ongoing skin issues are not covered.
Any pre-existing condtions that arise before the policy starts or during a waiting period.

How to claim

It’s quick and simple, no bones about it… unless they swallow one!

Only pay the $500 excess per accident.
Go to your preferred vet and claim online in minutes through the app. Or use GapOnly® at participating vets with claims sorted on the spot.
Less giant upfront bills. No waiting weeks for your money back.

Hi, we’re
RUFF ‘n’ TUMBLE

Hi, we’re Ruff ‘n’ Tumble and we’re here to cover all the dumb things your dog might do. Stupid stuff like swallowing the squeaky toy or hoovering down some fertilizer.

One simple monthly subscription fee covers you for mishaps with no lock-in contracts, no annual pay-out limits and no paw-blems!

And we’re backed by PetSure, Australia’s largest pet insurance company, so you can be as confident knowing your dog’s overconfidence is well understood.

Refer to your PDS for policy terms and conditions including excess and exclusions.

 

WHY IT
MATTERS

Because dogs have no fear, no idea and…no money!

Younger dogs are more likely to have an accident than an illness
Older dogs don’t always get wiser with age.
  • FURRR
    FACTS

    >$6,770

    Top 10% of tick paralysis cases claim over this amount

    *PetSure claims data 2025

  • FURRR
    FACTS

    $59,147

    Top tick paralysis claim in 2025: Pet Name: Rusty Claim number: C936######

    *PetSure claims data 2025

  • FURRR
    FACTS

    $2,984,817

    total claims paid in 2025 for tick paralysis treatment.

    *PetSure claims data 2025

  • FURRR
    FACTS

    871 pets affected

    Tick paralysis isn’t rare — and it’s already costing millions every year.

    *PetSure claims data 2025

Mishap stories

  • BAXTER SWALLOWED
A CORN COB

    Testing
    gettyimages-2095115871-612x612 1
  • We were always worried about snakes

    AdobeStock_310462459 1
  • Missed it by that much

    gettyimages-509119713-612x612 3
  • Bones aren’t always a dog’s best friend

    gettyimages-509119713-612x612 3

Fetching some answers

Cover the dumb things dogs do